How it works in 4 simple steps

1

Sign Up

  • Register in less than 1 minute
  • Complete your application

2

Get Started

  • Join one of our groups 
  • Start making your monthly payments

3

Your Turn

  • Get selected for your turn in one of the monthly draws 
  • Everyone is guaranteed a turn

4

Buy Your Car

  • Go to your preferred dealer
  • Choose your car
  • Start driving

Features and Advantages

Access Up to $70K in Credit

We want to help people access better cars and build wealth, you decide how much you need, 
up to $70,000.00 in credit limit!

All Credits Accepted

No matter your credit score you can get in! You will pay the same fixed fee as everyone else. We won’t reduce your credit limit either.

Pay ZERO Interest

One of the great advantages of our community financing is that we don’t charge interest; instead we charge only a fixed fee every month.

Instant Credit Offers

Once a quarter of your term is completed, you might be eligible to receive an offer to get your credit right away.

Outside Canada

Are you planning to move to Canada? You can start your financing before you move and be ready for your next car right from the beginning!

No Down Payment

WeSplit doesn’t ask for a down payment; you just decide how much you want and start your financing

Fast-Track Opportunities

The Fast-Track opportunity gives you the chance to participate in a bidding process. The winner skips the line and receives the credit immediately.

Credit Building

Bad credit? New to Canada? Bankruptcy? WeSplit will help you build your credit 
score while paying 0% interest!

No SIN Required

Many who struggle to access car financing are newcomers and might not have their SIN yet.

Discover the proven power of comm​​unity financing